payment-initiation

Create ACH, SEPA, FedNow, SWIFT, RTP payment initiations and process bank statements. Used in production to move hundreds of thousands of dollars a month.

PISP Framework for SEPA payments

Enable Banking is a Finland-based Open Banking connectivity engine and licensed PSD2 Account Information Service Provider (AISP) regulated by the Finnish Financial Supervisory Authority (FIN-FSA).

Open Banking UK Payment Initiation Module

Spare is a MENA-region open banking and open finance platform, licensed by the Central Bank of Bahrain as an Account Information Service Provider and Payment Initiation Service Provider (AISP/PISP) and permitted to test under the Saudi Central Bank (SAMA) regulatory sandbox.

Volt is a London-headquartered real-time payments company that operates a global account-to-account (A2A) "pay by bank" network built on open banking rails. Founded in 2019, Volt connects merchants to bank-initiated payments across the UK (Faster Payments / Open Banking under PSD2), Europe (SEPA), Brazil (Pix), Australia (PayTo), and other…

Moneyhub is a UK open banking and open finance platform, headquartered in London with offices in Bristol and Ljubljana, that lets banks, pension providers, wealth managers, insurers and fintechs embed account aggregation, transaction data enrichment, financial insight and account-to-account payment initiation into their own products.

FeezBack is an Israeli open-banking fintech, founded in 2016, that builds the technological infrastructure and consumer products enabling financial players to compete in Israel's open-banking ecosystem.

Zopa Bank is a UK FCA-authorised, PRA-regulated digital bank offering flexible savings, personal loans, credit cards, car finance and the Biscuit current account. As a registered Account Servicing Payment Service Provider (ASPSP), Zopa exposes UK Open Banking Read/Write v4.0.0 APIs to authorised Third Party Providers: an Account & Transaction API…

Tink, a Visa solution acquired in 2022, is a European Open Banking platform with 6,000+ bank connections across Europe and a US Pay by Bank stack. Tink exposes a single API for PSD2-aggregated bank data (Accounts, Transactions, Balances, Identities, Investments, Loans), value-added risk reports (Account Check, Business Account Check, Income Check…

Ordo (operated by The Smart Request Company Ltd, ordohq.com / ordopay.com) is a United Kingdom open-banking payments provider that lets businesses collect money directly from a customer's bank account over the UK Faster Payments rails, avoiding card fees and chargebacks.

Fintecture is a French Open Banking payments platform and ACPR-authorised payment institution (#17248). Its API stack covers PSD2 Payment Initiation (Immediate Transfer, Smart Transfer, Request To Pay, Buy Now Pay Later, Verified Payout, Immediate Refund), PSD2 Account Information (accounts, holders, transactions, identity verification)…

Lean Technologies is a Middle East Open Banking and Open Finance infrastructure provider founded in 2019 and headquartered in the UAE. Lean offers regulated Account Information (AIS), Payment Initiation (PIS), payouts, refunds, account and name verifications, and derived insights across the UAE and Saudi Arabia, with verification coverage…

kevin. was a Lithuanian account-to-account (A2A) payments infrastructure company providing PSD2 open-banking Payment Initiation and Account Information services to merchants across 28 European countries.

Klarna Kosma is the Open Banking platform spun out of Klarna in March 2022 as a dedicated sub-brand and business unit. Built on the connectivity infrastructure Klarna originally created for SOFORT, Kosma offers a single PSD2 XS2A API that aggregates more than 15,000 banks across 27 European and UK markets with >95% per-market coverage.