docs: clarify untrack async settlement and snapshots - #1646

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: autofix-ci/action@635ffb0c9798bd160680f18fd73371e355b85f27. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/