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feat: reimagined registration and onboarding (residence step, Unlock payments, home checklist, region-restricted screens) - #2834

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Aug 28, 2026
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feat: reimagined registration and onboarding (residence step, Unlock payments, home checklist, region-restricted screens)#2834
42 commits merged into
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feat/app-registration-onboarding

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Replaces #2790. Identical content — same tree hash 4ec38cf, all 42 commits (both merges preserved), dates and messages unchanged — re-authored under a human account so the human-authors check passes. This had to be a new branch because non_fast_forward is enforced repo-wide with no bypass actors, so #2790's branch could not be rewritten in place.

The unit failure on #2790 is already fixed by the head commit (it regenerated the four marketing subsets that were missing common.userAvatarAlt); that run predates the fix.


Frontend half of the registration/onboarding rework. BE: peanutprotocol/peanut-api-ts#1429 (merge that first — every dependency here degrades gracefully without it, but the full experience needs the residence endpoints). Supersedes #2778 and #2775 (their three commits are merged here unchanged — both can be closed when this merges).

Signup flow

  • signup_step_viewed analytics + URL step mirroring — every setup step fires a funnel event (screen_id, step_index, nav_type), and the active step mirrors to ?screen= via shallow History API so browser/hardware Back walks the steps instead of ejecting the user from /setup. The URL is a mirror, never a source of truth: reload still routes through determineInitialStep, and points of no return (post-passkey) neutralize popstate.
  • New residence step between username and passkey: legal-residence question ("the country your ID shows, not where you're travelling"), geo prefill as a suggestion only, "Have documents from more than one country?" second selector, and honest pre-account heads-ups — full restriction (CN/IR/RU/BY/KP/SY/CU/HK/GB: generic copy, "Continue anyway" or email capture) and partial restriction (card-only per Rain's list, banking-only per Bridge's). The selector supplements the add-money country list so sanctioned-country residents can answer truthfully. Answer persists to the API post-registration.
  • Restriction tiers are consumed from GET /config/residence-restrictions with the bundled mirror as instant fallback.

Unlock payments (replaces Unlocked Regions)

  • Regions survive as presentational groups; every row is a concrete product with a live status chip (Active / Always on / Unlock / Processing / Not available). Everywhere leads (Peanut-to-Peanut payments, the card as its own row), the user's region floats up, LATAM never appears (it stays an internal KYC bucket), and the rest-of-world dead end is gone.
  • The Europe-tap → /card hijack is dead by construction — a bank-method tap can only start bank KYC (pinned by test). All existing KYC modal machinery carried over unchanged; UnlockedRegions.view.tsx left untouched on disk.
  • Residence anchor row (declared/verified) with the residence-change flow: declared saves immediately; a pick differing from the verified residence offers explicit "Save & re-verify now" over the existing restart-identity primitive. Method-worded unlock sheet (UnlockMethodModal).

Home

  • 3-item getting-started checklist replaces the happy-path funnel card: Create your account (pre-checked) · Add money (label follows residence — PIX/SEPA/SPEI/bank — with the honest KYC cost while unverified) · Get your Peanut card when eligible, otherwise Make your first payment. Hides itself when done. Interrupt cards (provider rejection, email block, and the region-restricted terminal explanation, which outranks the checklist) keep their dedicated rendering.
  • Fully restricted residences no longer see the "Unlock payments" CTA; the card launch banner gates on residence too.

Region-restricted rejection screens (from #2778, unchanged)

  • The terminal "We can't verify IDs from your country" ending across all four surfaces, no fake retry, no support dead end. See feat(kyc): show a region screen instead of a support dead end #2778 for the full design discussion; its ActivationCTAs changes are semantically merged with the checklist (region-restricted outranks it, pinned by test).

Localization

  • All new copy in en, es-419, es-AR, pt-BR, with the duplicate-string drift guard satisfied (reused strings adopt each locale's existing translations, including fallback-chain resolution for es-AR).

Verification

  • 578 tests pass across Home, Kyc, Profile, hooks, and i18n suites post-merge, including 60+ new tests (residence step, unlock-payments derivation, checklist, residence-change modal, restriction sets, URL sync hook). Typecheck and lint clean for all touched files (pre-existing content-submodule/asset-declaration errors in this environment are unrelated).
  • Deploy-order safe: without the BE PR, the residence anchor hides, restrictions fall back to the bundled mirror, and the region screens simply never render.

A user whose ID was rejected for its jurisdiction hits one of four
endings today, and none of them is honest. Two offer a retry that can
never pass (the drawer's "Retry verification"; the identity-verification
page's "Let's try that again"), and two route to support over a block
support cannot lift (the home card; the bank gates' "We couldn't unlock
this").

Replace all four with one screen that explains the block, names no
country, offers no retry, offers no support link, and hands the user the
part of the app that still works.

The CTA is the design decision. With retry and support both gone, the
button's only remaining job is to point at a capability the user keeps —
so it routes to send/request rather than dismissing. That is also the
promise the copy makes, so peer-to-peer must stay open for this cohort;
this change does not gate anything, but it does depend on that.

Enforced at the choke point, not per call site. Six gates open
InitiateKycModal, and each computes its variant from a rail gate that
cannot see WHY identity failed — a region-restricted user reads as
`needs-identity` and would be offered "Unlock now" straight back into
the Sumsub SDK. Short-circuiting inside the shared component makes that
impossible for a future call site to miss.

Also marks the two region reject labels terminal, so no surviving
surface can contradict the new screen with a retry button. That fixes a
pre-existing bug beyond this cohort: UnlockedRegions hardcodes
isTerminalRejection's three inputs to null (a documented casualty of the
capabilities migration), so EVERY terminal rejection — fraud, sanctions,
age — currently renders "Let's try that again" there.

Copy names no country in any of the four locales, so a change to the
Sumsub list needs no re-translation and no deploy.
The InitiateKycModal short-circuit re-implemented KycRegionRestrictedModal
inline — same title, icon, content and CTA, ~30 lines of it. Call the
component instead.

Duplication was the point, not the line count: the whole change rests on
every surface telling a region-restricted user the same thing, and two
independent definitions of that screen are two things that can drift.
Now there is one.

Caught by the code-analysis bot flagging InitiateKycModal's MDD jump
(41.5 → 55.5) on the first push.
Every terminal rejection — fraud, sanctions, age, forgery — currently
shows "Let's try that again" on /profile/identity-verification, and a
"Retry verification" button in the identity drawer. Neither can pass.

Root cause: UnlockedRegions hardcoded all three of isTerminalRejection's
inputs to null/undefined during the capabilities migration, because the
capability model carries no per-verification Sumsub history. The check
therefore always returned "retryable" and the terminal branch never
rendered. The drawer never had a terminal branch at all.

The history was never the right source. The backend already folds the
decision (Sumsub RETRY → ACTION_REQUIRED, FINAL → REJECTED) and now says
outright whether a retry is worth offering, so read that instead of
reconstructing it from raw labels and attempt counts.

These get a DIFFERENT ending from region-restricted, deliberately:

  region-restricted  explain fully, no support link — support cannot
                     lift a jurisdictional block
  terminal           explain nothing, offer support — naming fraud or
                     sanctions carries compliance exposure and tips off
                     the people it describes, and a human CAN review a
                     misclassification

Both are terminal, so neither offers a retry.

Also guards the home card banner on isRegionRestricted: that branch
returns before reading `step`, so the region card was silently replaced
by a CTA routing to /shhhhh.

KycFailed takes onContactSupport as a prop rather than reading
ModalsContext, keeping it presentational like its siblings — reading the
context directly broke an unrelated suite that renders it bare.
The whole /setup flow was a single pageview, so per-screen funnels were
impossible, and browser/hardware Back ejected users from the flow losing
all progress.

- every rendered step fires signup_step_viewed (screen_id, step_index,
  total_steps, nav_type), making per-screen funnel analysis possible
- the active step is mirrored to ?screen= via shallow History API
  updates, so Back walks the steps like the in-app chevron
- the URL is a mirror, never a source of truth: the entry step is still
  chosen by determineInitialStep and the first mirrored step replaces
  the history entry, so a stale ?screen= from a reload or shared link
  cannot route into a step whose prerequisite state is missing
- steps that forbid back (sign-test-transaction: the passkey already
  exists) neutralize popstate by restoring their own entry
- ?screen is distinct from ?step=signup, which stays an entry-only
  contract that skips the invite gate
New 'residence' screen between username and passkey, per the reimagined
onboarding flow: legal residence is asked before the account exists, so
it can prequalify the provider rail and KYC requirements.

- country selector prefilled from IP geo as a suggestion only (never
  auto-advances, never triggers restriction by itself)
- "Have documents from more than one country?" reveals a second selector
- residences under regulatory restriction (CN, IR, RU, BY, GB) get a
  generic heads-up before any passkey or account exists: bank transfers
  and card issuing unavailable; the screen names no country. Exits:
  "Continue anyway" or "Notify me when it is available" (email capture,
  stored as PostHog person properties until a pre-account endpoint
  exists)
- answer persisted to the API (update-user residenceCountry /
  secondResidenceCountry) after account creation, fire-and-forget
- analytics: signup_residence_selected / _restricted_shown /
  _restricted_continued / _notify_submitted; the step is picked up by
  the existing signup_step_viewed mirror automatically
- copy added to all four locales
Full-restriction list grows to the provider-corroborated set: KP, SY,
CU (refused by every US-linked provider) and HK (Sumsub rejects HK
documents, so no KYC can pass) join CN, IR, RU, BY, GB.

Two new advisory tiers with their own screen, copy varying by what
still works:
- card-only restriction (Rain prohibited issuance): IN, TR, UA, VE,
  VN, IL, IQ, MM, NP, NI. Banking still works. UA is country-wide per
  Rain's issuance list; Crimea/Donetsk/Luhansk are additionally
  sanctions-blocked, but a country picker cannot see regions.
- banking-only restriction (Bridge does not onboard): DZ, BI, JP, TN.
  The card still works.

The residence selector now supplements countryData (the add-money
destination list, which omits sanctioned countries) so restricted
residents can answer truthfully and actually reach the heads-up.

New analytics event signup_residence_partial_shown with
restriction_type. Copy in all four locales.
New useResidenceRestrictions hook reads the server-derived
residenceRestrictions block from /get-user (authoritative), falling
back to the redux setup residence for the pre-account window. Not a
feature flag by design: regulatory availability is durable per-user
state served with the user, not a rollout knob.

- ActivationCTAs: a fully restricted residence (no bank rails AND no
  card) hides the "Unlock payments" verify CTA — the ID check behind
  it could only end on a terminal rejection. Partial restrictions
  keep it, since one half of the unlock still works.
- CardLaunchCTA: residence check joins the visibility gate, avoiding
  a banner flash before the next /card-info response reflects the
  declared residence (the server's isEligible now covers it durably).
The regions rework: regions survive as presentational groups, but every
row is a concrete product with a live status chip, and the unlock verb
attaches to products ("SEPA transfers · Unlock"), never to abstract
regions.

- Everywhere group leads: Peanut-to-Peanut payments (Always on) and the
  Peanut card as its own row routing to /card. The card is a global
  product gated by residence eligibility, not a regional rail — which
  removes the old screen's Europe-tap → /card hijack by construction
  (a bank-method tap can only start bank KYC; pinned by test).
- Region groups follow the rail's real geography: Brazil (PIX & bank
  transfers), Argentina (QR & transfers), United States (ACH & Wire),
  Mexico (SPEI), Europe (SEPA). LATAM never appears — it stays what it
  is, an internal KYC-level bucket. Rest-of-world's provider-less dead
  end is gone; the Everywhere group carries that meaning honestly.
- Merged rows split automatically when statuses diverge: a Bridge-only
  user sees "PIX QR payments · Active" + "Bank transfers · Unlock".
- Residence anchor row (declared/verified from the new /users/me
  residence block) explains why the list looks the way it does, and
  the user's own region floats to the top under Everywhere.
- Residence restrictions render as quiet honesty: restricted rows say
  Not available and stop being tappable; the always-on row survives.
- All KYC modal machinery (unlock/processing/action-required/rejected/
  provider-rejection, multi-phase flow) is carried over unchanged from
  UnlockedRegions.view, which stays in place untouched to avoid
  conflicting with PR #2778.
Product decision: a method that isn't active simply says Unlock, even
when the provider will ask for something after the tap — the ask
surfaces in the action-required modal, not as a scarier chip. The one
exception stays: a verification in review shows Processing, since
offering Unlock on an in-flight check would be dishonest the other way.
Three v1 shortcuts upgraded to full versions:

- Residence change flow: the anchor row's Change action opens a
  country picker that saves the declared residence immediately (it is
  advisory). When a verified residence exists and the pick differs,
  the modal says plainly that current methods keep working until
  re-verification with new-country documents, offered as an explicit
  "Save & re-verify now" action over the existing restart-identity
  primitive — never a silent side effect. Pending changes surface on
  the row ("Update to {country} pending re-verification"). Restricted
  picks warn inline. New residence_changed analytics event.
- Method-worded unlock sheet: UnlockMethodModal replaces the
  region-worded UnlockRegionModal on this screen. The sheet talks
  about the product the row promised ("Unlock SEPA transfers") and is
  honest about both possible costs: covered verifications switch on
  right away, anything else shows its requirements before the SDK.
- Server-served restriction tiers: the signup residence step and the
  restrictions hook now read GET /config/residence-restrictions via
  useResidenceRestrictionSets (module-cached, bundled mirror as the
  instant fallback), so compliance can tune the lists with an API
  deploy and no app release.

Deliberately NOT upgraded: the restricted-country notify email still
lands on the PostHog person — real storage needs a pre-account table
and DB migration, out of reach for this environment.
Home now mirrors the Unlock payments screen's status language with a
capped three-item to-do list (GettingStartedChecklist):

1. Create your account — always pre-checked, with the username line
2. Add money — label follows residence (PIX in Brazil, SEPA in Europe,
   SPEI in Mexico, bank in the US, generic elsewhere); while unverified
   the subtitle carries the honest KYC cost ("one-time ID check · about
   10 min") and verification triggers contextually inside add-money;
   done at the funded milestone
3. Get your Peanut card when the residence is eligible; otherwise the
   slot goes to Make your first payment (QR scanner), so nobody sees a
   dangling card step

Renders nothing once all three are done. Interrupt cards (provider
rejection, email block) keep their dedicated ActivationCTAs rendering;
only the happy-path funnel card is replaced. The outbound spend-chooser
became unreachable (its job moved into the checklist's third slot) and
is removed — TS narrowing proved the dead path.

New analytics: home_checklist_viewed (with third_item), and
home_checklist_item_clicked. Copy in all four locales, drift-aligned
with existing "Add money" / "Make your first payment" / "Get started"
translations per locale fallback chain.
…n-hk-0z0a4n' into claude/app-registration-onboarding-xo3iex

# Conflicts:
#	src/components/Home/ActivationCTAs.tsx
#	src/components/Home/__tests__/ActivationCTAs.test.tsx
…mode

Three expectation-management gaps closed (the fourth suspect — decision
notifications — turned out to already exist: kyc.approved/rejected/
action_required dispatch push + in-app + email from the webhook side
effects, so nothing was added there).

- Unlock payments shows an in-review line while identity is processing:
  "ID check in review since {date}" from identityVerification.submittedAt,
  with a reassurance body. After 7 days it escalates to "This is taking
  longer than usual. Message us and we'll chase it" (opens support).
  Deliberately not on home.
- Deposit screens state arrival expectations per rail, honest about the
  ceiling but leading with the typical case: ACH "usually 1 business
  day, sometimes up to 3" (Nacha: ~80% settle within one day), SEPA
  within 1 business day, SPEI/PIX/Faster Payments within minutes.
- Verification-outage mode behind the kyc-verification-down PostHog
  flag: InitiateKycModal (the six-gate choke point) short-circuits to
  "Verification is temporarily down" with a notify-me CTA that tags the
  person for a comeback push, outranking every variant including the
  region screen; Unlock payments shows the banner and stops bank-method
  taps from opening the unlock sheet. Built for the invisible-outage
  failure mode the KYC_SDK_LAUNCH_* events were added for.

Reason-code audit (no code change needed): every user-facing
CapabilityReason code the resolver emits already has a localized entry
in all four catalogs, document_rejected deliberately renders the BE's
instruction-specific prose, and unknown codes fall back to BE prose.

Copy in all four locales; 13 new/updated tests across the Unlock
payments and InitiateKycModal suites.
- GettingStartedChecklist: unknown card eligibility no longer shows the
  card step — first-payment (always valid) renders until the server
  confirms, with a test for the undefined case
- ResidenceChangeModal: re-seed the selected country each time the modal
  opens (it stays mounted); a failed user refetch after a successful save
  no longer traps the user or leaks an unhandled rejection; country
  labels and sort now use the active locale like the residence row
- UnlockPayments: bank rows render disabled during a verification outage
  instead of looking tappable under the degraded banner; submitted-date
  label pinned to UTC (SSR hydration); removed an unused render-written ref
- Residence step: collapsing the second-country selector clears the
  stored value so an invisible pick is never persisted or tracked
- SignTestTransaction: inspect updateUserById's { error } result (it maps
  API failures, it doesn't throw them)
- KycFailed: terminal renders now require onContactSupport at the type
  level (the retry button is gone, support is the only action)
- useSetupStepUrlSync: ref sync moved to a layout effect
- i18n: residence chip 'Verificada' in both Spanish locales (Verified
  added to CONTEXT_DIVERGENT); pt-BR UK message names UK residents
- api.openapi.json synced from the API branch (update-user residence
  fields, /users/me residence contract) and types regenerated
- deleted the unreachable UnlockedRegions.view (route renders
  UnlockPayments; nothing imports it)
- test hermeticity: residence suites mock the restriction-sets fetch;
  popstate no-op test now exercises the !target guard; loading-state and
  catalog-order assertions added
…ater

- useSetupStepUrlSync only listens for popstate while mirroring is
  enabled, so a history pop can't drive setup state before the entry
  step renders
- Residence second-country clear moved out of the setShowSecondCountry
  updater (React may replay updaters; side effects stay in the handler)
…ck, PWA theme

- manifest theme_color/background_color #000000/#ffffff → #FAF4F0: the
  black strip on Android came from the PWA theme color, not the native
  status bar (that fix, fa4b486, is already on this branch)
- residence heads-up sub-views no longer repeat the step description; the
  select view renders it itself (descriptionInView step flag)
- passkey 'Learn more' on sign-test-transaction opens an in-app explainer
  sheet (what/backup/privacy + full-guide link) instead of ejecting to
  the browser mid-signup; localized in all four catalogs
- Add/Withdraw/Send/Request share one two-column grid width
- profile menu: Peanut Card row hidden when residence-restricted or
  server-ineligible; menu label renamed to Unlock payments; Payment
  limits menu item removed (merged below)
- limits merged into Unlock payments: active Manteca groups show an
  inline monthly usage bar, active Bridge groups the per-transfer cap,
  plus a Payment limits row linking the full /limits detail (3 new tests)
- declared residence localStorage mirror (signup + change-modal writes):
  Unlock payments and the restrictions hook fall back to it when the
  server copy isn't available, with a Not confirmed chip (renamed from
  Unverified in all locales)
- Unlock payments drops the duplicated in-body title (NavHeader keeps it)
…racy

- Unlock payments regroups by shared KYC flow: South America (Brazil +
  Argentina — one Manteca verification opens both) and North America
  (US + Mexico — one Bridge verification opens ACH/Wire and SPEI), with
  country names kept on every row; Europe unchanged. LATAM deliberately
  not used as a label — it would claim Mexico
- inline limits now attach per row (BRL/ARS allowance bars, shared
  Bridge per-transfer cap deduped per group)
- confirmed copy in all four locales: screen description ('Everything
  you can use today, and what opens after ID verification.'), home
  first-payment note ('Send a few dollars to any @username. It lands
  in seconds.'), and the non-custodial backup intro (account wording,
  risk + remedy)
- backup instructions accuracy: iOS 18 Passwords app path, Android GPM
  passkey wording (no phantom sync toggle), and a third-party
  password-manager note rendered under the steps
The two highest-leverage actions lead the menu: Invite friends first,
Unlock payments right under it (bank icon instead of globe-lock), out of
the settings block below.
…idence mirror per account

- DotFaceAvatar: deterministic generative avatar from the username (5
  palette backgrounds x 5 eye styles x 5 mouths x blush = 625 faces),
  currentColor strokes so the theme supplies the outline. Used ONLY for
  the user's own identity: the home chip and the self profile header.
  Counterparties keep the initials avatar, where letters help tell
  contacts apart. Localized aria-label; determinism pinned by test.
- CodeRabbit round: the declared-residence localStorage mirror is now
  keyed per account (unscoped legacy value removed, never migrated), so
  a second login on the same device can't inherit the previous account's
  country; the setup init effect now depends on the code and step params
  it reads instead of the searchParams object, so ?screen= mirroring can
  never re-run determineInitialStep mid-flow
…fest refresh

Chrome applies <meta name="theme-color"> immediately in both browser
tabs and installed PWAs, overriding the cached manifest theme_color.
Without it, devices that installed the app before the manifest color fix
kept the black strip until Chrome's day-scale manifest re-check.
The avatar SVG rendered inline, so baseline whitespace pushed it off
center inside the home chip; the wrapper is now a flex box and the SVG a
block filling it. On the backup screen the no-backup warning moves from
under the steps list to directly below the non-custodial section.
Vertical card padding drops from p-4 to py-3 on every menu row,
including the inline show-full-name toggle row, so the group stays
uniform at the shorter height.
South America and North America each collapse to one row: Brazil and
Argentina share a single Manteca verification and the US and Mexico a
single Bridge one, so two rows implied two unlocks where there is only
one. The rows still split under the QR-only overlay, where the two
countries genuinely differ. Rows now carry a list of limit refs so the
merged South America row surfaces both the BRL and ARS allowances.

The Everywhere group always states that Peanut-to-Peanut payments have
no limit — the one limit fact that exists before any unlock, since
regional allowances are assigned per user at verification.

Changing residence now invalidates the card-info and limits queries
alongside the user refetch, so card availability recomputes from the
new country instead of serving a cached answer. The card chip also
drops its waitlist-grant condition: eligibility (residence-driven)
decides availability; the grant only gates activation on /card, which
matches the profile menu and checklist logic.
The unlock modal and the default initiate-KYC modal now carry the
"before you start" content: which documents to have ready, how long the
check takes, and the heads-up that a follow-up document can be
requested. The Manteca path (Brazil and Argentina) gets the extended
list with the tax ID and the regulatory questions. The old one-line
modal went straight to the SDK with no preparation.
…dits

Four pieces from the onboarding proposal:

The signup finish now pauses on an account-ready screen instead of
auto-redirecting: it names what works with no ID (receive, send to any
@username, hold a balance) and plants the ID-check expectation (one
check, about 10 minutes, review can take 1 to 3 business days) before
home ever asks. Login flow still redirects straight in.

The advisory verification pre-empt on the bank rails stops being a
non-closable trap. The rail is still enabled until the effective date,
so the modal now offers an informed choice: Complete now, or Do this
later, which really continues the transfer; the deadline names when
later stops being an option.

The post-submit checking modal is dismissible: no more preventClose,
the CTA reads Close and notify me, and after 90 seconds the copy admits
the check is probably getting a closer look.

Door and username copy: the landing pitch says account instead of
wallet and makes the global promise explicit, the recover link says
account, and the username step frames the handle as the thing friends
pay, an account number you can say out loud. All copy in en, es-419,
es-AR, and pt-BR.
The cross-region variant of the initiate-KYC modal (a verified user
unlocking Brazil or Argentina from add-money, claim, or withdraw) went
straight to the SDK with no preparation, and that path is exactly the
extended one with the tax ID and regulatory questions. Both SDK-bound
variants now carry the checklist, and the Manteca call sites pass the
extended path.
The change modal reads residence.nextChangeAllowedAt from /users/me:
while the escalating cooldown runs it states the date the next change
becomes allowed and disables saving a different country. Re-saving the
current country stays allowed. Server enforcement lives in the API; the
snapshot and generated types pick up the new field.
The limit footers under each unlock group (the P2P no-limit line, the
monthly usage bars, the per-transfer cap) sit on primary-3, the light
lavender the app already uses for info surfaces, so they read as
information attached to the group rather than another tappable row.
The generated avatar grows to read as a face: 24px in the home chip
(28px on desktop) and 88px on the profile header.

Account management moves where it belongs: the Show my full name toggle
and the Delete account link now live on the Personal details page, the
toggle only when a name exists to show or hide. The profile menu drops
both rows.

A new About Peanut page (profile menu, under Exchange rates & fees)
links every policy from the legal registry plus the security
disclosure, and shows the app version from package.json. Policy titles
stay in English, the legal names of the documents, matching the
re-consent modal; the page chrome is localized in all four languages.
It now closes the block after the card, badges, and points rows; the
following block starts with Language.
Exchange rates & fees joins the top block under Unlock payments, and
About Peanut closes the settings block under Back up your account. The
standalone second group is gone.
The residence copy drops "citizenship": providers gate on where you
legally live, and the question now says exactly that while keeping the
document anchor (the one your documents show) so a passport holder
abroad still answers with the country their KYC documents will prove.
Both the signup step and the change modal, in four languages.

Menu: the top block is now Unlock payments, Peanut card, Exchange rates
and fees; the second block is Invite friends, Your badges, Points,
Personal details.
The face grows to 48px and the pill to match (56px tall), with side
padding cut so the avatar sits nearly flush; the username steps up a
text size to balance.
The pill returns to its original 32px (36px desktop) height; the face
fills it at 30px, the most the 1px-bordered pill holds, sitting flush
against the left edge.
When the signup residence step holds two countries, it renders a
per-country availability comparison (derived from the restriction tiers
and the same static rail map Unlock payments uses) plus truth-first
guidance: both entries must be genuine legal residences, providers
verify the declaration including proof of address, the order only
changes what shows first and never eligibility, and the second country
stays usable later. No backend involved.

The second declared residence also mirrors into account-scoped
localStorage at signup, since the API stores but does not yet return
it. On this device, Unlock payments tags both regions as yours, and
restriction hiding softens to the intersection: an offer disappears
only when BOTH residences rule it out, so a restricted primary no
longer hides rails the second country's documents can legitimately
pass. Safe by construction, restrictions never grant anything; a fresh
device degrades to primary-only until the API exposes the field.
…y back-nav, shared localized residence options

Unlock payments now short-circuits region-restricted users to the one
honest region screen instead of an unlock offer whose SDK run can only
repeat the rejection; the InitiateKycModal choke point never covered
this surface.

Backing out of an add-money country sub-view keeps the returnTo origin
instead of dropping it with a hardcoded push, so the later backs return
to the caller rather than falling through to home.

Both residence selectors (signup step and change modal) share one
localized, locale-sorted options builder, so es and pt users see
translated country names at signup and the two lists cannot drift.

readReturnTo delegates path normalization to isSameRoute, the one
trailing-slash rule. The localStorage residence mirrors are read once
per account via useMemo, and the legacy-key cleanup runs once per
session instead of on every read.
The Sprint 157 locale-sync work on dev added marketing-subset catalogs
that must mirror the app catalogs; our copy changes regenerate them.
@innolope-dev innolope-dev self-assigned this Aug 26, 2026
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⛔ Files ignored due to path filters (1)
  • src/types/api.generated.ts is excluded by !**/*.generated.*
📒 Files selected for processing (87)
  • .coderabbit.yaml
  • src/app/(mobile-ui)/add-money/page.tsx
  • src/app/(mobile-ui)/home/page.tsx
  • src/app/(mobile-ui)/profile/about/page.tsx
  • src/app/(mobile-ui)/profile/backup/page.tsx
  • src/app/(mobile-ui)/profile/identity-verification/page.tsx
  • src/app/(mobile-ui)/withdraw/manteca/page.tsx
  • src/app/(setup)/setup/page.tsx
  • src/app/layout.tsx
  • src/app/manifest.ts
  • src/components/AddMoney/components/AddMoneyBankDetails.tsx
  • src/components/AddMoney/components/MantecaAddMoney.tsx
  • src/components/AddMoney/components/MantecaDepositShareDetails.tsx
  • src/components/Claim/Link/MantecaFlowManager.tsx
  • src/components/Global/DotFaceAvatar.tsx
  • src/components/Global/__tests__/DotFaceAvatar.test.tsx
  • src/components/Home/ActivationCTAs.tsx
  • src/components/Home/CardLaunchCTA/index.tsx
  • src/components/Home/GettingStartedChecklist.tsx
  • src/components/Home/__tests__/ActivationCTAs.test.tsx
  • src/components/Home/__tests__/GettingStartedChecklist.test.tsx
  • src/components/IdentityVerification/UnlockMethodModal.tsx
  • src/components/Kyc/AdvisoryPreemptModal.tsx
  • src/components/Kyc/InitiateKycModal.tsx
  • src/components/Kyc/KycPrepChecklist.tsx
  • src/components/Kyc/KycRegionRestrictedContent.tsx
  • src/components/Kyc/KycStatusDrawer.tsx
  • src/components/Kyc/KycVerificationInProgressModal.tsx
  • src/components/Kyc/modals/KycRegionRestrictedModal.tsx
  • src/components/Kyc/states/KycFailed.tsx
  • src/components/Kyc/states/KycRegionRestricted.tsx
  • src/components/Kyc/states/__tests__/KycRegionRestricted.test.tsx
  • src/components/Kyc/states/__tests__/KycStates.test.tsx
  • src/components/Profile/components/ProfileHeader.tsx
  • src/components/Profile/components/ProfileMenuItem.tsx
  • src/components/Profile/index.tsx
  • src/components/Profile/views/About.view.tsx
  • src/components/Profile/views/ProfileEdit.view.tsx
  • src/components/Profile/views/ResidenceChangeModal.tsx
  • src/components/Profile/views/UnlockPayments.view.tsx
  • src/components/Profile/views/UnlockedRegions.view.tsx
  • src/components/Profile/views/__tests__/ResidenceChangeModal.test.tsx
  • src/components/Profile/views/__tests__/UnlockPayments.test.tsx
  • src/components/Setup/Setup.consts.tsx
  • src/components/Setup/Setup.types.ts
  • src/components/Setup/Views/Residence.tsx
  • src/components/Setup/Views/SignTestTransaction.tsx
  • src/components/Setup/Views/__tests__/Residence.test.tsx
  • src/components/Setup/Views/index.ts
  • src/components/Setup/components/PasskeyInfoModal.tsx
  • src/components/UserHeader/index.tsx
  • src/constants/analytics.consts.ts
  • src/constants/capability-reason-labels.consts.ts
  • src/constants/kyc.consts.ts
  • src/constants/residence.consts.ts
  • src/constants/sumsub-reject-labels.consts.ts
  • src/hooks/__tests__/useIdentityVerification.regionRestricted.test.ts
  • src/hooks/__tests__/useResidenceRestrictionSets.test.tsx
  • src/hooks/__tests__/useResidenceRestrictions.test.tsx
  • src/hooks/__tests__/useSetupStepUrlSync.test.tsx
  • src/hooks/useAdvisoryPreempt.ts
  • src/hooks/useIdentityVerification.ts
  • src/hooks/useKycDegraded.ts
  • src/hooks/useResidenceRestrictionSets.ts
  • src/hooks/useResidenceRestrictions.ts
  • src/hooks/useSetupStepUrlSync.ts
  • src/i18n/app/__tests__/messages.test.ts
  • src/i18n/app/messages/en.json
  • src/i18n/app/messages/en.marketing.json
  • src/i18n/app/messages/es-419.json
  • src/i18n/app/messages/es-419.marketing.json
  • src/i18n/app/messages/es-AR.json
  • src/i18n/app/messages/es-AR.marketing.json
  • src/i18n/app/messages/pt-BR.json
  • src/i18n/app/messages/pt-BR.marketing.json
  • src/interfaces/interfaces.ts
  • src/redux/slices/setup-slice.ts
  • src/redux/types/setup.types.ts
  • src/types/api.openapi.json
  • src/types/capabilities.ts
  • src/utils/__tests__/residence-availability.test.ts
  • src/utils/__tests__/unlock-payments.utils.test.ts
  • src/utils/declared-residence.storage.ts
  • src/utils/residence-availability.ts
  • src/utils/residence-options.ts
  • src/utils/return-to.utils.ts
  • src/utils/unlock-payments.utils.ts

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Code-analysis diff

Painscore total: 7451.93 → 7609.64 (+157.71)
Findings: +49 net (+467 new, -418 resolved)

🆕 New findings (467)

  • critical complexity — src/components/Profile/views/UnlockPayments.view.tsx — CC 138, MI 58.57, SLOC 468
  • critical complexity — src/components/AddMoney/components/AddMoneyBankDetails.tsx — CC 87, MI 54, SLOC 239
  • critical complexity — src/app/(setup)/setup/page.tsx — CC 71, MI 54.84, SLOC 250
  • critical complexity — src/components/Home/ActivationCTAs.tsx — CC 63, MI 55.37, SLOC 250
  • critical complexity — src/components/Kyc/InitiateKycModal.tsx — CC 53, MI 51.17, SLOC 147
  • critical complexity — src/components/Setup/Views/Residence.tsx — CC 52, MI 61.89, SLOC 175
  • high structural-dup — types/api.generated.ts:10277 — 83 duplicate lines / 388 tokens with types/api.generated.ts:10865
  • high structural-dup — types/api.generated.ts:267 — 75 duplicate lines / 269 tokens with types/api.generated.ts:2564
  • high structural-dup — types/api.generated.ts:10287 — 74 duplicate lines / 348 tokens with types/api.generated.ts:10875
  • high structural-dup — types/api.generated.ts:267 — 73 duplicate lines / 264 tokens with types/api.generated.ts:2393
  • high structural-dup — types/api.generated.ts:267 — 68 duplicate lines / 249 tokens with types/api.generated.ts:2231
  • high hotspot — src/app/(mobile-ui)/withdraw/manteca/page.tsx — 65 commits, +607/-334 lines since 6 months ago
  • high structural-dup — types/api.generated.ts:5086 — 61 duplicate lines / 188 tokens with types/api.generated.ts:5188
  • high structural-dup — types/api.generated.ts:5086 — 61 duplicate lines / 188 tokens with types/api.generated.ts:5290
  • high hotspot — src/constants/analytics.consts.ts — 58 commits, +430/-23 lines since 6 months ago
  • high structural-dup — types/api.generated.ts:2506 — 58 duplicate lines / 174 tokens with types/api.generated.ts:2755
  • high structural-dup — types/api.generated.ts:2176 — 55 duplicate lines / 162 tokens with types/api.generated.ts:2509
  • high structural-dup — types/api.generated.ts:2176 — 55 duplicate lines / 162 tokens with types/api.generated.ts:2671
  • high method-complexity — src/components/Profile/views/UnlockPayments.view.tsx:127 — CC 47 SLOC 239
  • high complexity — src/components/Setup/Views/SignTestTransaction.tsx — CC 42, MI 54, SLOC 215

…and 447 more.

✅ Resolved (418)

  • src/components/AddMoney/components/AddMoneyBankDetails.tsx — CC 84, MI 54.21, SLOC 235
  • src/components/Home/ActivationCTAs.tsx — CC 68, MI 57.81, SLOC 271
  • src/app/(setup)/setup/page.tsx — CC 66, MI 55.3, SLOC 242
  • src/components/Profile/views/UnlockedRegions.view.tsx — CC 63, MI 59.97, SLOC 214
  • types/api.generated.ts:10197 — 83 duplicate lines / 388 tokens with types/api.generated.ts:10785
  • types/api.generated.ts:267 — 75 duplicate lines / 269 tokens with types/api.generated.ts:2525
  • types/api.generated.ts:10207 — 74 duplicate lines / 348 tokens with types/api.generated.ts:10795
  • types/api.generated.ts:267 — 73 duplicate lines / 264 tokens with types/api.generated.ts:2354
  • types/api.generated.ts:267 — 68 duplicate lines / 249 tokens with types/api.generated.ts:2192
  • src/app/(mobile-ui)/withdraw/manteca/page.tsx — 64 commits, +606/-334 lines since 6 months ago
  • types/api.generated.ts:5044 — 64 duplicate lines / 198 tokens with types/api.generated.ts:5146
  • types/api.generated.ts:5047 — 61 duplicate lines / 188 tokens with types/api.generated.ts:5251
  • types/api.generated.ts:2137 — 55 duplicate lines / 162 tokens with types/api.generated.ts:2470
  • types/api.generated.ts:2137 — 55 duplicate lines / 162 tokens with types/api.generated.ts:2632
  • types/api.generated.ts:2137 — 55 duplicate lines / 165 tokens with types/api.generated.ts:2719
  • src/constants/analytics.consts.ts — 52 commits, +420/-23 lines since 6 months ago
  • src/components/Kyc/InitiateKycModal.tsx — CC 47, MI 51.83, SLOC 121
  • src/app/(mobile-ui)/home/page.tsx — 38 commits, +226/-137 lines since 6 months ago
  • src/components/AddMoney/components/MantecaAddMoney.tsx — 36 commits, +314/-136 lines since 6 months ago
  • src/app/(setup)/setup/page.tsx:94 — CC 33 SLOC 110

…and 398 more.

📈 Painscore deltas (top movers)

File Before After Δ
src/components/Profile/views/UnlockPayments.view.tsx 0.0 12.7 +12.7
src/components/Profile/views/ResidenceChangeModal.tsx 0.0 10.6 +10.6
src/components/Setup/Views/Residence.tsx 0.0 9.7 +9.7
src/components/IdentityVerification/UnlockMethodModal.tsx 0.0 8.3 +8.3
src/utils/unlock-payments.utils.ts 0.0 8.1 +8.1
src/hooks/useSetupStepUrlSync.ts 0.0 7.8 +7.8
src/components/Kyc/states/KycRegionRestricted.tsx 0.0 7.8 +7.8
src/hooks/useResidenceRestrictions.ts 0.0 7.6 +7.6
src/components/Home/GettingStartedChecklist.tsx 0.0 7.5 +7.5
src/utils/residence-availability.ts 0.0 7.4 +7.4
src/components/Setup/components/PasskeyInfoModal.tsx 0.0 7.3 +7.3
src/components/Global/DotFaceAvatar.tsx 0.0 6.4 +6.4
src/hooks/useResidenceRestrictionSets.ts 0.0 6.4 +6.4
src/components/Profile/views/About.view.tsx 0.0 6.3 +6.3
src/components/Kyc/KycPrepChecklist.tsx 0.0 6.2 +6.2
src/components/Kyc/modals/KycRegionRestrictedModal.tsx 0.0 6.0 +6.0
src/components/Kyc/KycRegionRestrictedContent.tsx 0.0 6.0 +6.0
src/utils/declared-residence.storage.ts 0.0 5.9 +5.9
src/constants/residence.consts.ts 0.0 4.7 +4.7
src/utils/residence-options.ts 0.0 4.6 +4.6

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🧪 UI test report — ✅ all green

Suites

  • unit: 3751 ran, 0 failed, 0 skipped, 1.3m

📊 Coverage (unit)

metric %
statements 70.2%
branches 55.6%
functions 62.3%
lines 71.1%
⏱ 10 slowest test cases
time test
4.2s src/components/Card/share-asset/__tests__/shareAssetLayout.test.ts › never places two stickers in heavy overlap (broad seed sweep)
1.8s src/components/Profile/views/__tests__/ResidenceChangeModal.test.tsx › the change cooldown shows its date and blocks changing to another country, not re-saving
1.6s src/components/Profile/views/__tests__/ResidenceChangeModal.test.tsx › saves the declared residence, refetches, and closes
1.5s src/components/Setup/Views/__tests__/Residence.test.tsx › reveals the second selector via the multi-doc link
1.2s src/components/Setup/Views/__tests__/Residence.test.tsx › returns to the selector from the heads-up
1.0s src/hooks/query/__tests__/user.test.tsx › does NOT clear a token that rotated mid-request (stale 401 racing a fresh login)
0.9s src/components/Profile/views/__tests__/ResidenceChangeModal.test.tsx › save-and-reverify saves first, then starts the restart flow
0.9s src/components/Setup/Views/__tests__/Residence.test.tsx › disables Continue until a country is chosen
0.8s src/components/Setup/Views/__tests__/Residence.test.tsx › lists sanctioned countries in the selector so residents can answer truthfully
0.8s src/components/Setup/Views/__tests__/Residence.test.tsx › prefills from geo as a suggestion without advancing
📍 Inline annotations are in the **Unit test report** check above. Coverage artifact: `coverage-unit`. Generated by `.github/workflows/tests.yml`.

@innolope-dev
innolope-dev marked this pull request as draft August 27, 2026 12:35
innolope-dev added a commit that referenced this pull request Aug 28, 2026
CI's eslint runs the whole repo; my local pass was scoped to the files I had
touched at that point, before the onboarding merge brought in three more —
the same blind spot that hid the red util test earlier.

Three of #2834's files import twMerge straight from tailwind-merge, which the
DS bans because the raw version doesn't know the DS token groups and silently
drops the classes it can't place. That is not hypothetical on DotFaceAvatar:
its face colors are now `fill-avatar-*` / `text-avatar-*` utilities, exactly
the shape the wrapper exists to protect. Also drops a Card import left unused
when the name-visibility row became a ListItem.

eslint: 4 errors -> 0. typecheck, ds-lint and 481 tests across the touched
areas still green.
innolope-dev added a commit that referenced this pull request Aug 28, 2026
…e device

No backend change was needed after all — I was wrong about that. /users/me has
returned `residence.declaredSecond` since 2026-08-26 (peanut-api-ts, the same
review round as the onboarding work): the handler computes it via
secondDeclaredResidenceOf and the response schema declares it, so Fastify
serializes it today on dev/staging. #2834's comment — "device mirror until the
API returns it" — was written before that landed and was never revisited.

So the swap now reads the durable server value and falls back to the device
mirror only where it is absent: the window before that BE reaches production
(it is on dev, not yet on main), or a stale cached user. That closes Chip's
fresh-device case, where the mirror does not exist and the reorder wiped the
outgoing country.

Two tests: a swap with no mirror at all, and a mirror holding a stale country
the server disagrees with. Both assert the request body, since asserting the
mirror is what let the earlier half-fix look green.

Note the FE OpenAPI snapshot does NOT carry declaredSecond — it was hand-carried
from #2834 and predates the field. The hand-written ApiUser type is what the app
reads, so it is typed there; regenerating the snapshot against a live BE is
worth doing separately.
@innolope-dev innolope-dev closed this pull request by merging all changes into dev in a63023d Aug 28, 2026
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