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KB: onboard Tier-2 PSU issuers — PNB, Canara, Union, BOI, Indian Bank, BoM (12 cards) - #26
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…, BoM (12 cards) PSU bulk onboarding (Jul-2026). Fees/forex often OFFICIAL (pnbcard.in SOFC, union/canara pages); earn rates, exclusions and ₹/point mostly community/thin → verified:false with per-card notes. PSU points are flat ~₹0.25, portal-only, no transfer partners. New banks: pnb, canara, union, boi, indian-bank, bom. New commodities: PNB_RP, CANARA_RP, UNION_RP, BOI_RP, INDIANBANK_RP, BOM_RP. Cards (12): - PNB: RuPay Select, Visa Signature, LUXURA Metal (NIL forex, milestone bonuses). - Canara: RuPay Select (5% util/dining cashback), Mastercard World, Visa Signature (all LTF). - Union: Uni-Carbon (HPCL 16 pts/₹100 fuel), RuPay Select, Visa Signature. - BOI RuPay Select (Star Rewardz, 1-yr expiry), Indian Bank RuPay Select, BoM Platinum RuPay. Undisclosed ₹/point (BOI/Indian Bank/BoM) estimated ~₹0.25 and flagged. BoM SBI co-brands intentionally not modelled (they run on SBI_RP). Seed validates (97 cards / 46 valuations); tests + typecheck + lint clean.
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Tier-2 of the missing-issuer onboarding: PSU banks. Fees/forex are often OFFICIAL (pnbcard.in SOFC, union/canara pages); earn rates, exclusions and ₹/point are mostly community/thin →
verified: false. PSU points are flat ~₹0.25, portal-only, no transfer partners.New banks (6)
pnb, canara, union, boi, indian-bank, bom.
New commodities (6)
PNB_RP,CANARA_RP,UNION_RP,BOI_RP,INDIANBANK_RP,BOM_RP— all flat ₹0.25.Cards (12)
Data caveats
SBI_RP(an SBI product, not a distinct BoM currency).Verification
pnpm kb:sql— 25 banks / 97 cards / 46 valuations; key-guards + ticker-pricing passtsc+ eslint cleanTier 3 (DBS / small private banks / Federal-CSB fintech co-brands) to follow.⚠️ Reseed required to go live.
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