diff --git a/services/opencode/src/main/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactor.kt b/services/opencode/src/main/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactor.kt
index 533d075dc7..f2ece09f20 100644
--- a/services/opencode/src/main/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactor.kt
+++ b/services/opencode/src/main/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactor.kt
@@ -135,14 +135,19 @@ internal class ReceiveGiftCardTransactor(
                 Result.success(Unit)
             }
 
-            return@timedTraceSuspend userAccountResult.map {
-                transactionController.receiveRemotely(
-                    giftCard = giftCard,
-                    amount = amount,
-                    owner = requestingTokenOwner,
-                    mint = token.address
-                )
-            }.fold(
+            // fold rather than map: receiveRemotely returns its own Result, and
+            // mapping would nest it where its failure is never read.
+            return@timedTraceSuspend userAccountResult.fold(
+                onSuccess = {
+                    transactionController.receiveRemotely(
+                        giftCard = giftCard,
+                        amount = amount,
+                        owner = requestingTokenOwner,
+                        mint = token.address
+                    )
+                },
+                onFailure = { Result.failure(it) },
+            ).fold(
                 onSuccess = {
                     onStep("intent")
                     Result.success(token to amount)
diff --git a/services/opencode/src/test/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactorTest.kt b/services/opencode/src/test/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactorTest.kt
index 2bf6908c09..416dc32d9e 100644
--- a/services/opencode/src/test/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactorTest.kt
+++ b/services/opencode/src/test/kotlin/com/getcode/opencode/internal/transactors/ReceiveGiftCardTransactorTest.kt
@@ -5,14 +5,23 @@ import com.getcode.opencode.controllers.TransactionController
 import com.getcode.opencode.managers.GiftCardManager
 import com.getcode.opencode.managers.MnemonicManager
 import com.getcode.opencode.model.accounts.AccountCluster
+import com.getcode.opencode.model.accounts.AccountInfo
+import com.getcode.opencode.model.accounts.AccountResponse
+import com.getcode.opencode.model.core.errors.SubmitIntentError
+import com.getcode.opencode.model.financial.DataSource
 import com.getcode.opencode.model.financial.Token
+import com.getcode.opencode.model.financial.TokenResult
+import com.getcode.opencode.model.transactions.ExchangeData
 import com.getcode.opencode.providers.TokenMetadataProvider
 import com.getcode.solana.keys.Key32
+import com.getcode.solana.keys.Mint
+import io.mockk.coEvery
 import io.mockk.every
 import io.mockk.mockk
 import kotlinx.coroutines.ExperimentalCoroutinesApi
 import kotlinx.coroutines.test.runTest
 import org.junit.Test
+import kotlin.test.assertSame
 import kotlin.test.assertTrue
 
 @OptIn(ExperimentalCoroutinesApi::class)
@@ -56,11 +65,41 @@ class ReceiveGiftCardTransactorTest {
         assertTrue(result.isFailure || result.getOrNull()?.isFailure == true)
     }
 
-    // Note: Tests that require `accountController.getAccounts()` to return specific
-    // Result.success(...) values are blocked by a MockK bug with Result<T> inline class
-    // returns on suspend functions (https://github.com/mockk/mockk/issues/937).
-    // Those tests should use fake repositories + real controllers when the project
-    // establishes that pattern for transactor-level tests.
+    // endregion
+
+    // region intent submission
+
+    @Test
+    fun `start fails with the stale state when the gift card was already claimed`() = runTest {
+        setupWithOwner()
+        setupClaimableGiftCard()
+        val alreadyClaimed = SubmitIntentError.StaleState(
+            listOf("gift card balance has already been claimed")
+        )
+        coEvery {
+            transactionController.receiveRemotely(any(), any(), any(), any())
+        } returns Result.failure(alreadyClaimed)
+
+        val result = transactor.start(claimIfOwned = false)
+
+        assertTrue(result.isFailure)
+        assertSame(alreadyClaimed, result.exceptionOrNull())
+    }
+
+    @Test
+    fun `start fails when the receive intent is rejected`() = runTest {
+        setupWithOwner()
+        setupClaimableGiftCard()
+        val denied = SubmitIntentError.Denied(listOf("denied"))
+        coEvery {
+            transactionController.receiveRemotely(any(), any(), any(), any())
+        } returns Result.failure(denied)
+
+        val result = transactor.start(claimIfOwned = false)
+
+        assertTrue(result.isFailure)
+        assertSame(denied, result.exceptionOrNull())
+    }
 
     // endregion
 
@@ -93,5 +132,30 @@ class ReceiveGiftCardTransactorTest {
         transactor.with(owner, "test-entropy")
     }
 
+    private fun setupClaimableGiftCard() {
+        val mint = Mint("giftMint11111111111111111111111111111111111")
+        val info = mockk<AccountInfo>(relaxed = true) {
+            every { claimState } returns AccountInfo.ClaimState.NotClaimed
+            every { isGiftCardIssuer } returns false
+            every { this@mockk.mint } returns mint
+            every { originalExchangeData } returns ExchangeData.WithRate(
+                currencyCode = "usd",
+                exchangeRate = 1.0,
+                nativeAmount = 5.0,
+                quarks = 5_000_000,
+                mint = mint,
+            )
+        }
+        val token = mockk<Token>(relaxed = true) {
+            every { address } returns mint
+        }
+        coEvery {
+            accountController.getAccounts(any(), any(), any())
+        } returns Result.success(AccountResponse(mapOf(Key32.mock to info)))
+        coEvery { tokenProvider.getTokenMetadata(mint) } returns
+            Result.success(TokenResult(token, DataSource.Network))
+        every { accountController.hasAccountFor(mint) } returns true
+    }
+
     // endregion
 }