fix(ocp): correct owner cluster for account creation for new tokens

Signed-off-by: Brandon McAnsh <git@bmcreations.dev>

Author: bmc08gt

apps/flipcash/shared/onramp/deeplinks/src/main/kotlin/com/flipcash/app/onramp/internal/ExternalWalletDeeplinkState.kt

@@ -378,10 +378,9 @@ class ExternalWalletDeeplinkState(
         val amountToSend = requireNotNull(amount) { "Amount is null" }
         val transactionSignature = requireNotNull(signature) { "Transaction not signed" }
 
-        val tokenizedOwner = owner.withTimelockForToken(token)
         return withContext(NonCancellable) {
             transactionController.buy(
-                owner = tokenizedOwner,
+                owner = owner,
                 amount = amountToSend,
                 of = token,
                 swapId = swapId,

services/opencode/src/main/kotlin/com/getcode/opencode/controllers/TransactionController.kt

@@ -259,10 +259,12 @@ class TransactionController @Inject constructor(
         fund: (suspend (SwapRequest) -> Result<Unit>)? = null,
     ): Result<SwapId> {
         trace("Starting ${amount.nativeAmount.formatted()} buy of ${of.symbol}")
+        val tokenizedOwner = owner.withTimelockForToken(of)
+
         // create an account if we don't currently have one for this token
         val accountResult = if (!accountController.hasAccountFor(of.address)) {
             accountController.createUserAccount(
-                ownerForMint = owner,
+                ownerForMint = tokenizedOwner,
                 mint = of.address
             )
         } else {