Add disclaimer

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We need to add a disclaimer document

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One example that Time provided is:

Disclaimer

This Application and its contents are to provide wallet and associated services to its users. Up Blockchain Technology Limited and/or Up DEX Limited (together the “Companies”) make no representation, disclaim all responsibility and accept no liability (whether in tort, contract or otherwise) for any direct or indirect loss or damage arising from any inaccuracies, omissions or errors that may be contained in this Application and/or its contents. 

Without prejudice to any of the foregoing, the Companies make no warranty regarding non-infringement, security, accuracy, fitness for a purpose or freedom from computer viruses in providing this Application, its features and contents. You, as user of this Application, expressly agree that this Application, its feature and contents are provided for your personal use and shall not be construed as an encouragement or suggestion for anyone to sell or buy any token nor should they be taken and/or relied upon as advice of any kind. Use of this Application shall be entirely at your own discretion and risk. The Companies shall not be liable to you or any person for any loss, costs, damages or injury suffered as a result of any use or reliance of this Application, its features or contents. The Companies also make no representation regarding the integrity, compatibility or scalability of this Application and shall not be responsible for any problem or technical malfunction of, or any damage to your devices, including the network, hardware, software and data therein, when you try to download, store or use of this Application.

All terms and conditions and disclaimers in respect of use of any part of this Application are written in Chinese and English. In the event of any inconsistency between the Chinese version and the English, the English shall prevail.

Terms and Conditions

The service (“Service”) provided by this Application is only available to any person (i) has successfully registered as a user; (ii) has attained the age of 18.
Any person who places an order or conducts a transaction on or through the Service is deemed to have read and accepted these Terms and Conditions.
Each user undertakes and ensures he or she or it will not transmit, distribute or otherwise communicate using the Service anything containing any virus or element which may affect the functionality of the Service; or cause damage to, interfere with the Companies or any third party.
The Companies may at anytime refuse to accept any order or conduct any transaction using the Service without giving any reason to the user.
In downloading any software application for use of the Service, each user undertakes not to, or allow any third person to:
make modifications, additions or deletions or make derivative works of, or
reproduce, distribute, make available, resell, sublicense or otherwise tamper with, any part or the whole of the software application.
The Service is intended and provided for use only in Hong Kong. Access to the Service is granted on the condition that the user will only access and use the Service in Hong Kong. Users are prohibited from using the Service when they are in restricted jurisdictions where using the Service is illegal. The Companies reserve the right to review the correspondence address and other information provided by the users and request for further documentary proof at the time of the application for and/or during the term of the Service. The Companies reserve the right to suspend or terminate the Serves at any time if the user is unable to provide satisfactory proof that he or she or it only uses the Service in Hong Kong.  The Companies are not responsible for any consequences arising from any use outside Hong Kong. The user using the Service shall be solely responsible for all and any consequences arising from the use of the Service within or outside Hong Kong by himself/herself/itself, or a third party acting with or without his/her/its knowledge, consent or authority.
All orders placed and all transactions conducted on or through the Service are deemed to be made in Hong Kong and subject to the laws of Hong Kong.
An user using the Service should keep strictly confidential all information and details in relation to his/her/its user login, including but not limited to the login number, security code and personal details and security details of user login (such as the login name, password, login questions and login answers)(collectively, the “Confidential Information”). All transactions conducted with the correct Confidential Information will be binding on the user whether or not such transactions were authorised by the user.
A user should beware that there may be bogus sites which attempt to pass off as the Companies’. Before submitting any personal particulars via the Service, including but not limited to the Confidential Information, the user must ensure that the relevant service is in fact provided by the Companies. The Companies shall not be responsible of any consequences following the user accessing or providing any information to any fake or bogus service provider passing off as and/or claiming to be the Companies.
Each user acknowledges and agrees that the Companies shall not be responsible for:
any loss or damage howsoever arising from or caused by the Service, or any other information on or facilities of the Service, including without limitation, any failure, delays or interruptions in transmission, operation or communication, hacking, distortion or erosion of data or instructions; and any errors or omissions in or from the Service contents;
any refusal or failure to acknowledge, accept or complete any transaction of the user using the Service;
any disputes/matters relating to the charges of data transmission between the user and mobile service providers;
any use of all or any part of the contents extracted from this Service; 
the accuracy, completeness or timeliness of any information or description in relation to products or services provided by a third party; 
any other loss or damages that may be suffered by a user for any reason whatsoever in using the Service.
Each user using the Service shall indemnify and hold the Companies harmless against all claims and damages (including all legal costs) which arise from the breach of any of the Terms and Conditions herein.
The Companies shall not be responsible for the contents available on or the set-up of any other websites or applications linked to this Application. Access to and use of such other websites/applications is at your own risk and subject to any terms and conditions applicable to such access/use. By allowing or providing hyperlinks to other websites/applications, the Companies do not hold out and shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the service/products they provide on their website/application, or have any form of cooperation with such third parties and websites/applications. The Companies are not a party to any contractual arrangements entered into between you and the provider of the external website unless otherwise expressly specified or agreed to by the Companies.
Each user undertakes to read and understand the Companies’ data privacy policy at their websites before download or use of this Service and this software application, and consents to the Companies using any personal data gathered from his/her/its usage of the Service and this software application in accordance with the Companies’ data privacy policy.
The Companies may, at any time and without giving any reason, suspend or close any user login and/or terminate the provision of the Service to any user.
Without prejudice to the generality of the foregoing, the Companies may (i) conduct periodical reviews and suspend or close any user login where any irregular, money-laundering or illegal activity is suspected, and (ii) without prior notice, suspend or terminate any user login which has not been active for a prolonged period of time.
11.1 	The Companies shall have the right to add to, delete, amend or vary any of these Terms and Conditions in their absolute discretion. 
11.2	Notice of any such additions, deletions, amendments or variations and the day upon which such shall become effective shall be deemed to have been duly given to each user if a notice thereof is posted on the Companies’ websites.
Use of the Service on or after the date upon which any such addition, deletion, amendment or variation is expressed to take effect will be deemed to constitute acceptance thereof by the user without reservation.
Upon termination by the Companies of a user’s right to use the Service as a result of any breach of any of these Terms and Conditions, the Companies, may, but shall not be obliged to, close or terminate his/her/its user login.
In the event of any inconsistency between the English and Chinese language versions of these Terms and Conditions, the English language version shall prevail.